Terms of Use
Last Updated: April 19, 2025
1. Agreement to Terms
By accessing or using MultiCalcHub at multicalchub.com ("Website"), you agree to be bound by these Terms of Use. If you do not agree to these Terms, you should not access or use our Website.
2. Description of Service
MultiCalcHub provides online calculators and tools ("Services") designed to help users make informed decisions in various areas including finance, health, construction, and daily life. Our Services are provided free of charge and are intended for informational and educational purposes only.
3. User Responsibilities
3.1 Accuracy of Information
You are responsible for the accuracy of any information you input into our calculators. Our calculators process the information you provide based on standard formulas and assumptions, which may not account for all variables relevant to your specific situation.
3.2 Appropriate Use
You agree to use our Website and Services only for lawful purposes and in accordance with these Terms. You agree not to:
- Use the Website in any way that violates applicable laws or regulations
- Attempt to interfere with the proper functioning of the Website
- Engage in any activity that disrupts or diminishes the quality of our Services
- Attempt to gain unauthorized access to any part of the Website
- Use automated means to access or collect data from the Website
4. Intellectual Property
4.1 Ownership
The Website and its original content, features, and functionality are owned by MultiCalcHub and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.
4.2 Limited License
We grant you a limited, non-exclusive, non-transferable, and revocable license to use our Website and Services for personal, non-commercial purposes.
5. Disclaimer of Warranties
5.1 "As Is" Basis
Our Website and Services are provided on an "as is" and "as available" basis, without any warranties of any kind, either express or implied.
5.2 No Professional Advice
The calculators and information provided on our Website are for general informational purposes only and should not be considered as professional advice. We are not financial advisors, healthcare providers, or professional consultants. You should consult with qualified professionals before making important decisions based on our calculators.
6. Limitation of Liability
To the maximum extent permitted by law, MultiCalcHub shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:
- Your access to or use of or inability to access or use the Website
- Any conduct or content of any third party on the Website
- Any content obtained from the Website
- Unauthorized access, use, or alteration of your transmissions or content
7. Third-Party Links
Our Website may contain links to third-party websites or services that are not owned or controlled by MultiCalcHub. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.
8. Changes to Terms
We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
9. Governing Law
These Terms shall be governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law provisions.
10. Contact Us
If you have any questions about these Terms, please contact us at: